Reclaim of amount exceeding authorisation in health insurance policy
26-Aug-2023 (In Insurance Law)
I availed for cashless treatment and was compensated with only Rs.33745/- since total hospital bill of Rs.52970/- exceeded the authorization amount as per my TPA (star health). Now I want to reclaim the remaining amount Rs.17449/- though my wife's insurance policy TPA (MEDI ASSIST) provided by her company. Is it possible to get a reimbursement though this channel?. Please advise. Thanks in advance.
Tell me first, who is insured. And disease, and insured sum. With this much information it is difficult for me to answer this query correctly. So i request you to give me the facts detail and policy terms and condition any exclusion. And your claim. Why was it lessened? And have you accepted it or protested it. So details are needed to give my honest opinion.
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