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LIC company denying the claim as mother died within the year of policy
09-Feb-2023 (In Insurance Law)
My mother had taken LIC life insurance policy. The year she took the she died that year itself. I was the nominee in the policy. Then we applied for the claim. The company said that our mother hid some of the important facts about our health. They said we won't have provided policy if we knew her health condition. They did all the checks and then gave the policy. I filed in the ombudsman but we they denied it. What action can i take against them?
A proper remedy may be suggested only after perusal of the relevant documents. Consultation advised. Although, if upon perusal of documents it is made out that you might have a claim, then a consumer complaint may be initiated
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Adv. Puneet Kumar Agarwal
Delhi | 100+ Answers
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you are require to file a case against the LIC for settlement of the claim, which is your right. in this regard you have to tell me the policy and the amount cover the her policy. the age of your mother. whether there is natural death or by any disease. there will be a medical also in support of your Policy. Actually the LIC filed a medical report from it's impaneled Doctors, there after LIC issued your mother's Policy. for more information in this regard you have to share some information with me.
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Adv. Tashriq Ahmad
Delhi | 25+ Answers
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