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Not covering damaged camera glass of mobile in accidental damage
16-May-2023 (In Consumer Court Law)
Hi, I have taken mobile protection insurance from ezone which covers accidental damage and liquid damage. Now, my mobile phone's camera glass was broken. When i claimed for replacement or repair, they are saying that camera glass is not covered in insurance. They only consider screen display. Does camera glass doesn't come in accidental damage? and can i file complain against them?
Sir,
As your informed that, the mobile purchased by you is covered by accidental damages and liquid damages.
Then if it s so, they cannot deny to for replacement. The whole mobile is covered under insurance. Please issue a personal notice calling them to replace the camera by saying that it was covered under the Insurance and also mention that you will approach the consumer court if they do not replace in warrentee and insurance period. Wait for 7 days . If not please proceed by filing the complaint against them claiming the amount of mobile and also compensation.
As your informed that, the mobile purchased by you is covered by accidental damages and liquid damages.
Then if it s so, they cannot deny to for replacement. The whole mobile is covered under insurance. Please issue a personal notice calling them to replace the camera by saying that it was covered under the Insurance and also mention that you will approach the consumer court if they do not replace in warrentee and insurance period. Wait for 7 days . If not please proceed by filing the complaint against them claiming the amount of mobile and also compensation.
Helpful?
15+
15+
Adv. M Lakshmikanth Arya
Bangalore | 500+ Answers
Chat
First of all you should go through the terms and conditions of the policy and understand it better. If they have mentioned in their T&C clearly about the applicability of insurance for the damages with description then if it contains that the camera glass doesn't cover any insurance means you are not liable to claim for the insurance. So please go through the policy properly and see whether yo have any chances to claim.
Helpful?
18+
18+
Adv. Rajesh K.S
Bangalore | 500+ Answers
Chat
please check out the terms and conditions mentioned in the protection insurance policy. if they have not covered your camera glass and all you cant claim any damages from them. if it is covered then you can approch consumer court.
Helpful?
14+
14+
Adv. Govindaraju K
Bangalore | 100+ Answers
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