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Fraud / wrong information given before issuing Credit card by bank


13-Feb-2023 (In Consumer Court Law)

Dear sir, I had received a call from AXIS Bank sales team regarding credit card ( call recording is with me ), I did not want the card but the sales person said that its a lifetime free card (zero joining and zero annual fee lifetime) but when I received the card , Rs. 250 joining fee & Rs. 250 annual feel was mentioned on the letter. I called on toll free no. but they misguided me, (recorded calls with me ), after 3rd attempt they registered my complaint, no. on 16th january but did not reply till date. can i loge complain in consumer court ? 

Answers (3)

Answer #1
861 votes
No you cannot lodge any consumer complaint as the procedure of the consumer forums is summary procedure and it does not prove any fraud, though you are free to lodge a criminal complaint against the Bank under various provisions of I.P.C say cheating criminal breach of trust being in the capacity of the Banker etc.
Answer #2
730 votes
Yes you have lodge a complaint before consumer court and claim the return of said amount and also claim the compensation and harassment from credit card company. And also claim the litigation expenses.
Answer #3
884 votes
Hi,
You have not mentioned what the loss you suffered due to that. Also, be fore proceeding to consumer forum, please contact bank officials in person and get the credit card returned. If you are not getting any help from all the sources, seek legal help.

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