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Payment asked by bank what to do
19-Apr-2023 (In Civil Law)
sir, as required i took a loan in 2007 from citifinancial and repaid 8 installemnts in bank and rest payment was made in 2009 of rs35000 as full and final settlemnt as already it is a 8 years old matter i have lost the deposit slip .now the citi financial is taken over by kotak mahindra bank and in dec 2016 i got a call and notice from them stating i need to pay rs 45000 as my outstanding towards the said loan.and started abusing language and said if u dont settle we will take legal action against you and u will have to face ommprisionmenmt. one thing more ,in year 2014 the said loan was not mentioned in my cibil as well but now they have updated what can i do for this kindly advise what is the legal compication the said loanac
Dear sir,
we are carefully read out your query, mai Janna chati hu aapne jo payment diya uski receipt apse kho gyi h, to aap is case mai aesa kar sakte hai ki aap bank se jo aapne amount deposit karyaya tha uske statements nikal wa sakte hai .
we are carefully read out your query, mai Janna chati hu aapne jo payment diya uski receipt apse kho gyi h, to aap is case mai aesa kar sakte hai ki aap bank se jo aapne amount deposit karyaya tha uske statements nikal wa sakte hai .
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Adv. J. P. Rinwa
Jaipur | 200+ Answers
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Do you have Bank statements on mail or any other document like loan file or loan summery or old passbook.. if yes you can show same to him
Just go to consumer court or file FIR against same.
or ask to bank check with citi Financial if they have any issue.
Just go to consumer court or file FIR against same.
or ask to bank check with citi Financial if they have any issue.
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Adv. Anjali Mishra
Allahabad | 25+ Answers
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Bank is doing unfair trade practice. You may ask the loan statement from bank if bank did not provide you may lodge a complaint against bank to ombudsman of rbi. After that if higher authority do not take action you may file a consumer case against bank and definitely you will get relief from court. Dont hesitate to contact me in future for further query
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Adv. Saurabh Narain
Lucknow | 100+ Answers
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