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Took cheque as payment but it bounced and person is ignoring now


07-Jan-2023 (In Cheque Bounce Law)
I received a cheque but due to insufficient balance, cheque bounce. Now person that give me cheque, not receiving my call. When i want to his office he just avoid to pay my money. What should need to do ?
Answers (5)

Answer #1
661 votes
Hi, you can send a legal notice to him through a lawyer. In case he still fails to keep sufficient funds to honour the cheque you can approach the court of law and file a case against him under Negotiable Instruments Act
Answer #2
567 votes
Hello in cheque bounce matter because insufficient balance in account firstly you send a legal notice that person who given you that cheque for payment in 15 days if he not pay than you file case under 138 NI Act .But firstly you meet any advocate who send legal notice on his notepad .
Answer #3
752 votes
Send him a demand notice for repayment. This should be done within 15 days from the date on which the cheque bounced. If despite serving this notice, your dues are not cleared, file a criminal case under section 138 of the Negotiable Instruments Act against the offender.
Answer #4
725 votes
Dear Concerned,

Without delay within 15 days from the date of bounce of cheque send a legal notice to the person who issued the cheque followed by filing of a case of cheque bounce under section 138 of the negotiable instrument act.
Answer #5
842 votes
According to your question it is not clear that on which date you submitted cheque in bank for encashement and on which date it is dishonoured. According to Negotiable instrument act The payee( the holder of cheque) has to sent the notice to the drawer(cheque issuer) with 30 days from the date of receiving “Cheque Return Memo” from the bank. The notice should mention that the cheque amount has to be paid to the payee within 15 days from the date of receipt of the notice by the drawer. If the cheque issuer fails to make a fresh payment within 30 days of receiving the notice, the payee has the right to file a criminal complaint under Section 138 of the Negotiable Instruments Act. The cheque is presented within its validity ( i.e 3 months from its date). If this period expired then you can file a civil suit for recovery of cheque amount.

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