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Cheque bounced but not returned to me by bank how to proceed
07-Aug-2023 (In Cheque Bounce Law)
I am from haryana doing job in jammu. A party gave me check of 35000 of J&K bank. I have account in hdfc so i put that check in jdfc bank. It was bounced on 13 july 2016 due to insufficient balance on account of opposite party. Check was sent from J&K bank to my home address (haryana).today is 07-08-2016 but i haven't received the boinced check so that i can move further. I tried to contact J&K bank but their no not working. What should i do Can i put that check again if i receive it late ? Is there any time limit of bounced check for reentery on bank ? Can i file directly criminal case
Sir time is the Essence in cheque bounce case as you have given cheque to hdfc u can demand back same from same bank . N u have to present cheque again and if it bounces again send legal notice to the person within 30days from date of dishonour giving him 15 days to pay your money failing which u can file criminal complaint
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Adv. Anuj Sawhney
Jammu | 25+ Answers
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The time limit in case of cheque bounce is you have to send legal notice with in 30 days from the date of memo of bank in which the reason of cheque bounce is mentioned. You give 15 days time to party for your payment from the date of receiving notice and if the party doesn't give you money with in 15 days then you have to file a complaint under sec138 N.I act with in 30 days. If your time period if notice is expired then again deposit the same cheque in bank so that your time limit again start from the date of fresh memo of bounce.
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Adv. Mohit Gupta
Jammu | 100+ Answers
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