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Financial harassment by the HDFC Bank for recovery of loan
03-Aug-2023 (In Banking / Finance Law)
My name Randeep Ram, i had taken a personal loan from HDFC bank account no is 36739444, the loan was applied in Dec-2015 for amount of 2,50,000. At the time of disbursement of loan bank disbursed me an amount of 150612 and the balance amount bank asked me to disburse into ICICI loan account no LPDEL00027234297 in DD to close the outstanding of ICICI personal loan. but I didnt receive DD from HDFC bank. I had paid myself the all EMI's of ICICI loan and ICICI loan had been closed by me in Nov'16. The HDFC bank disbursed me 150612 on dated 22/12/15 in my KOTAK account , i am repaying from to HDFC bank for 2,50,000, i want to know where is my rest loan amount Rs.100000 from HDFC bank but HDFC bank says it had been given to me. I am suffering and paying EMI for Rs.250000 but i had received RS.150612.. Please give me suggestions
You should ask for encashment proof of 100000 DD and who has encashed it and when. If it is not related to you just Lodge a complaint with banking ombudsman, RBI, Police etc.you will get quick response.
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Adv. Parmod Kumar Sachdeva
Faridabad | 25+ Answers
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