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Collecting bank is not crediting amount in the account. what to do
27-Jan-2023 (In Banking / Finance Law)
Hi Sir,
I deposited 3 chequs in sponcer bank for collection in 2006 to 2007 total amt. 1.5 crore but due to negligency of collecting bank i did not get cr. In my acount.
After a long time in 2015 i found this irregularity done by collecting bank then what is procedure to recover my amt from collecting bank.
Collecting bank is not interested to cr my amt.
I am also a banker.
First.you have to send the bank a legal notice for deficiency of service. after fifteen days you have to file a complaint in state consumer forum where you can claim your damages. You also have an option of filing a suit for damages in civil court and claim damages from bank.
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Adv. Swadha Kumari
Lucknow | 25+ Answers
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Hi, I have gone through your query. In this regard it is stated that you have not disclosed the amount of each check but any way you can approach state consumer dispute redressal commission of you respective state if amount is above fifty lakh and below one crore . For further clarifications please feel free to contact.
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Adv. Vinay Pandey
Lucknow | 25+ Answers
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