Amount detected from the bank but bank returned cheque

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As per RBI Guidelines to Banks “Wrongful dishonour of cheques due to the negligence or mistake on the part of the bank has been held to amount deficiency in service. Dishonour of DDs due to the lapse or omission on the part of the officials of the bank like non-affixation of signatures, failure to mention code number etc. have also been held to be amounting to deficiency in service” you can file a complaint in consumer forum for damages. I am attaching line for RBI guidelines for your review. https://rbidocs.rbi.org.in/rdocs/Content/PDFs/68140.pdf. Good Luck.

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